• Pensions
  • Pension Transfers
  • Pensions on Divorce
  • investment planning
  • Inheritance Tax Planning
  • Wealth Management
  • ISA's
  • Income Protection
  • Corporate & personal taxation
  • Retirement Options
  • Retirement Planning
  • Protection Insurance
  • Sharehoder Protection
  • Keyman/Shareholder Protection
  • Succession Planning
  • Personal Financial Planning
  • Pensions Freedom
  • Employee Benefits
  • Life cover
  • family protection trusts
  • vct (venture capital trusts)
  • VCT & EIS


I help people make better financial decisions.

My business is built on trust, integrity & service. Putting the clients best interests at the heart of every piece of advice is of paramount importance and is the foundation upon which I work. Every client has a unique set of circumstances therefore they all need their own bespoke financial plan from which we can work from.


  • Hardman Financial Advice

    Financial Planner
    6 - 20 Employees 2018 - Current
    Hardman Financial Advice

    Having spent over 20 years working closely with clients building trusted relationships that enable me to support their objectives, I chose to join Navigation Wealth Management. I offer a wealth management service based on trust and long-term focus. I advise clients on strategies that are consistent with their needs and ensure that their portfolios consistently match their objectives.

    I specialise in the unique challenges faced by people in..

    Looking at ways to retire comfortably
    Savings & investments
    Seeking to reduce the amount of tax they pay
    Providing or protecting an inheritance
    Planning for their children’s futures
    Running a business
    Selling a business

    By understanding what the client is looking to achieve together we can formulate a plan that sits alongside the clients core values. Long-term financial planning is more important than ever. Clients benefit from having someone they trust to guide them through changes in legislation and work alongside them for the years ahead.



Email Richard

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