Expertise
- Inheritance Tax Planning
- Income Protection
- investment planning
- family protection
- Investment
- Wealth Management
- Pensions
- Pension Transfers
- Pensions on Divorce
- ISA investments
- VCT & EIS
- Critical illness cover
- SIPP/SSAS
- Cash flow modelling
- Whole of life policies
- Whole of market
- Keyperson Insurance
- Trust Planning
- Estate planning
- Relevant Life Insurance
- shareholder protection
- Investment Bonds
- Pension Consolidation
- Business Protection Insurance
- Drawdown
Summary
I’m an Independent Financial Adviser based in Epsom, and I’ve spent my entire 26‑year career in financial services. Over that time, I’ve learned that good advice isn’t just about products or markets — it’s about people, their goals, and the life they want to build.
My approach is simple: I listen first, take the time to fully understand your situation, and then build a plan you can trust. I’m committed to providing transparent, tailored advice that is always in my clients’ best interests.
Whenever I make a recommendation, I ask myself a straightforward question: “Would I do this for a member of my own family?”.
This principle guides everything I do and has helped me build strong, trusted, long‑term relationships with the people I work with.
I’m committed to helping individuals, families, and business owners make clearer, more confident financial decisions. Whether I’m supporting someone with personal planning or guiding a business owner through complex financial choices, my focus is always the same: understand what matters most and create a plan that genuinely supports it.
I offer whole‑of‑market, fully independent advice across pensions, investments, protection, and long‑term planning.
For individuals and families, I help simplify options, structure goals, and turn uncertainty into clarity — without jargon or pressure.
For business owners, I help them balance the demands of running a business with their personal ambitions. This includes profit extraction, pension planning, protection strategies, long‑term growth, and future exit planning. My aim is to ensure both sides of their financial life — business and personal — work together smoothly and effectively.
Nothing gives me greater satisfaction than knowing that my advice has helped my clients achieve their dreams and goals. That sense of progress and partnership is what motivates me every day.
If you’re looking for a long‑term adviser who will take the time to truly understand both your personal and business goals, I’m always happy to connect.
Experience
-
Fairstone Group Ltd
Independent Financial Adviser
101 - 500 Employees 2026 - Current
-
Santander Private Bank
Financial Adviser
101 - 500 Employees 2017 - 2025 -
HSBC Premier
Financial Adviser
101 - 500 Employees 2014 - 2017 -
Nationwide Building Society
Financial Adviser
2010 - 2014 -
HBOS
Financial Adviser
101 - 500 Employees 2009 - 2010 -
HSBC
Corporate Financial Adviser
101 - 500 Employees 2008 - 2009 -
Clerical Medical
Senior Account Manager
101 - 500 Employees 2005 - 2008 -
Countrywide Mortgage Services
Mortgage Adviser
101 - 500 Employees 2002 - 2005 -
Aviva
Pension Review Technician
101 - 500 Employees 2000 - 2002 -
Clerical Medical
Paraplanner
101 - 500 Employees 1997 - 2000
Qualifications
DipFA
CeMap
FPC
Interests and Hobbies
Outside of work, I enjoy spending time with my family—married with two grown‑up children—and friends, along with travelling to experience different cultures.
I’m a keen sports enthusiast and still play football, even if my body increasingly disagrees with that decision!
